Getting Your Financial House in Order for Free

Blogger's Note: The following was provided by Genesis Housing Corp.

Warmer weather is coming soon and there has never been a better time to “Spring Clean” your credit.

Learn the best ways to reduce your debts. Learn how to improve your credit scores. Make good decisions with your money. Learn what they never covered when you were in high school!

Genesis Housing Corporation, a 501(c)(3) non-profit community development corporation, will hold FREE classes covering those subjects on Wednesday evenings, March 15th, March 22nd and March 29th from 6 to 8 p.m. at the YWCA Tri-County building, 300 King Street, Pottstown, PA 19464.

Register for free classes at www.genesishousing.org.

The classes are designed to help to:

• Understand Credit -- Information on credit scores, improving your scores, re-establishing credit and dealing with debt. (Wednesday, March 15, 2017).
• Money Management – Information on preparing realistic budgets that are more than just monthly bills, prioritizing spending in tough times and understanding how current spending impacts your future financial options (Wednesday, March 22, 2017).
• Home Buying Basics -- Understand the home buying process – what lenders require, types of mortgages, selecting good lenders and realtors, Agreements of Sale, home inspections and first- time homebuyer grant programs (Wednesday, March 29, 2017).

Nikki Holcroft, an award winning and certified housing counselor, will teach the classes. 

Holcroft has more than twenty-five years experience working as a housing counselor, mortgage banker and community lender. 

Holcroft has worked with Genesis Housing Corporation since 2001 and teaches monthly classes on credit, money management and the home buying process. Holcroft also provides individual housing counseling sessions to help clients achieve their financial goals. 

Holcroft has worked with families to restructure their mortgages, avoid foreclosures and reduce their debts.

Registration can be made online at www.genesishousing.org or by calling Genesis Housing Corporation at 610-275- 4357. 

The Pottstown classes are funded, in part, by BB and T Bank through the PA Neighborhood Tax Credit Program. Additional funding was provided by Montgomery County.

Genesis Housing Corporation’s housing counseling programs provide free classes and individual counseling helping over 10,000 clients. 

Monthly classes focus on topics not taught in regular school including understanding credit, credit repair, money management, saving plans, grant programs and understanding the home buying process including selecting a realtor and finding the best mortgage.

Since 1994, Genesis Housing Corporation has served Montgomery County as a 501(c)(3) non-profit community development corporation and is dedicated to the development of affordable housing, the revitalization of neighborhoods and educating consumers on housing and financial issues. 

Genesis Housing Corporation is approved by PA Housing Finance Agency (PHFA) and the U.S. Department of Housing and Urban Development (HUD) for housing counseling. 

Genesis Housing Corporation is an approved agency for many programs including the Montgomery County First-time Home Buyers Program and the Norristown First-time Home Buyers Program. 

In addition, Genesis Housing Corporation has developed affordable housing by rehabilitating vacant homes, developing apartments and by building new housing for income eligible families. Genesis Housing Corporation also renovates existing owner-occupied homes for eligible households for the Montgomery County Homeowner Rehab Program.

For more information on Genesis Housing Corporation programs, call 610-275- 4357 or visit www.genesishousing.org or on Facebook (www.facebook/GenesisHousing).