Give Yourself Some Credit

Blogger's Note: Now is a good time to sign up for free classes on cleaning up your credit, offered by Genesis Housing, which sent us this release.

There has never been a better time to make the most of your money and to “clean-up” your credit. Learn the best ways to reduce your debts. Learn how to improve your credit scores. Make good decisions with your money. Learn what they never covered when you were in high school!

Genesis Housing Corporation, a 501(c)(3) non-profit community development corporation, is bringing the FREE class series back to Pottstown on Tuesday evenings, July 30, Aug, 13 and Sept, 17 from 7 to 9 PM, at the Mosaic Community Land Trusts Offices, 10 South Hanover Street, Pottstown, PA 19464. The classes are offered every month in Norristown. This will be the second time this year to have the classes in Pottstown.

The classes are designed to help to:

• Understand Credit -- Information on credit scores, improving your scores, re-establishing credit, dealing with debt. Class participants can obtain a free credit report with scores from the three major credit reporting services (Tuesday, July 30).
• Money Management – Information on preparing realistic budgets that are more than just monthly bills, prioritizing spending in tough times and understanding how current spending impacts your future financial options (Tuesday, Aug. 13).
• Home Buying Basics -- Information the home buying process -- finding a realtor, home inspections, Agreements of Sale, mortgages and first-time homebuyer grant programs (Tuesday, September 17, 2013).

Nikki Holcroft, an award winning and certified housing counselor, will teach the classes. Ms. Holcroft has more than twenty-five years experience working as a housing counselor, mortgage banker and community lender.

Ms. Holcroft has worked with Genesis Housing Corporation since 2001 and

teaches monthly classes on credit, money management and the home buying process. Ms. Holcroft also provides individual housing counseling sessions to help clients achieve their financial goals. Ms. Holcroft has worked with families to restructure their mortgages, avoid foreclosures and reduce their debts.

Reservations are recommended and can be made by calling Genesis Housing Corporation at 610-275-4357 or online at www.genesishousing.org.

The Pottstown classes are funded, in part, by National Penn Bank. Additional funding was provided by Montgomery County. National Penn Bank is a member FDIC. National Penn Bank and Genesis Housing Corporation are nonaffiliated entities.

Genesis Housing Corporation’s housing counseling programs provide free classes and individual counseling helping over 7,000 clients. 

Monthly classes focus on topics not taught in regular school including understanding credit, credit repair, money management, saving plans, grant programs and understanding the home buying process including selecting a realtor and finding the best mortgage.

Since 1994, Genesis Housing Corporation has served Montgomery County as a 501(c)(3) non-profit community development corporation and is dedicated to the development of affordable housing and educating consumers on housing and financial issues. 

Genesis Housing Corporation has been certified as a FannieMae Counseling Agency and is approved by PA Housing Finance Agency (PHFA) and the U.S. Department of Housing and Urban Development (HUD) for housing counseling. Genesis Housing Corporation is also an approved agency for many programs

The latest renovation by Genesis at 433 Walnut St.

Click here for details.

including the Montgomery County First-time Home Buyers Program and the Norristown First-time Home Buyers Program.

In addition, Genesis Housing Corporation has developed affordable housing by rehabilitating vacant homes and by building new homes for income eligible homebuyers. 

Renovated homes are currently available in Norristown and Pottstown. Genesis Housing Corporation also renovates existing owner-occupied homes for eligible families for the Montgomery County Homeowner Rehab Program and the Pottstown Homeowner Rehab Program.

Visit Genesis Housing on Facebook (www.facebook/GenesisHousing). For more information on Genesis Housing Corporation programs, call 610-275-4357 or visit the web site at www.genesishousing.org.